A reader asks: In today’s world, you can’t get by without credits cards right? Can you actually live without using credit? – – – – – – – – – – – – – – –...
A reader asks: What do you think about these "no payments, no interest for 12 months" types of offers? – – – – – – – – – – – There is only one type of purchase plan for financially responsible...
Being in debt is suffocating. Worrying about making your monthly payments is draining. On the contrary, being debt-free is just the opposite: it’s refreshing, liberating, and has a tremendous positive impact on your life. I’ve been in and out of debt several times...
Regardless of whether you call yourself religious or spiritual, there are principles about debt that transcend our personal opinions. So, whether these principles come from the Bible or are just some wise saying, if they are true, they are true. The Bible has much to...
Regardless of whether you call yourself religious or spiritual, there are principles about debt that transcend our personal opinions. So, whether these principles come from the Bible or are just some wise saying, if they are true, they are true. The Bible has much to...
In October 2008, many of the problems that have long been hidden in the credit industry finally showed up in a big way. The immediate response was for the government, the very same people who caused the problem to begin with, to now solve the problem by taking $700...
The financial scare we’ve witnessed in the past couple of weeks is just symptom of the real problem: our country and most individuals are up to their eyeballs in debt, and as such, are becoming enslaved to false affluency and a lack of fiscal discipline. The...
It’s a generally true statement that debt-ridden, credit card addicted people appear to more wealthy and more affluent than they really are. Why? Because they spend their "money" (and credit) on LIFESTYLE expenditures. I overheard a fairly loud twenty...
"Calling all SUCKERS" is going to be a series outlining some of the rip offs and scams you need to be aware of. This first part is about the rent-to-own rip off. "Rent To Own" is where you pay a company to rent furniture, appliances or electronics....
While I don’t deny that there are legitimate and true emergencies that could cause a person to NEED a payday loan, I would still tell them to beg, borrow and scrape every way possible to get help somewhere else before jumping into the black hole known as “payday...
